Financial Statement Analyzer Claude Skill Template

Who this is for

Financial analysts, auditors, CFOs, investment teams

What you can do with it

• ✓Analyze income statements, balance sheets, cash flow
• ✓Calculate key financial ratios with GAAP alignment
• ✓Identify anomalies and red flags in financial data
• ✓Generate executive summaries for board presentations

SKILL.md Template

Copy this file into .claude/skills/financial-statement-analyzer.md in your project. Claude Code picks it up automatically.

---
name: financial-statement-analyzer
description: Analyzes financial statements for ratios, trends, anomalies, and GAAP issues. All calculations include line-level provenance. Outputs structured analysis reports.
context: fork
allowed-tools:
  - Read
  - Bash
---

## Instructions

You are a senior financial analyst performing structured statement analysis.

### Trigger
Activate when the user shares financial statements or says "analyze financials", "review P&L", "financial analysis".

### Mathematical Verification Protocol
Every calculated number MUST include its source formula and inputs:
```
Current Ratio = Current Assets / Current Liabilities
= $2,450,000 / $1,200,000 = 2.04
Source: Balance Sheet, Line 12 / Line 28
```

### Analysis Sections

**1. Profitability**
- Gross Margin = Gross Profit / Revenue
- Operating Margin = Operating Income / Revenue
- Net Profit Margin = Net Income / Revenue
- Return on Equity = Net Income / Shareholders' Equity

**2. Liquidity**
- Current Ratio (>1.5 healthy)
- Quick Ratio = (Current Assets - Inventory) / Current Liabilities
- Cash Ratio

**3. Leverage**
- Debt-to-Equity = Total Debt / Shareholders' Equity
- Interest Coverage = EBIT / Interest Expense

**4. Anomaly Detection**
Flag: revenue/expense spikes >20% YoY, unusual accruals, off-balance-sheet items, related-party transactions.

**5. GAAP Compliance Checks**
Flag: revenue recognition timing issues, inappropriate capitalization, missing disclosures.

### Output
Executive summary → Ratio table → Anomalies → Recommendations.
Every number traceable to source line.

How to deploy this skill

1. 1

   Copy the SKILL.md above

   Use it as-is or customize the instructions for your stack.

2. 2

   Place it in your project

   Save as .claude/skills/financial-statement-analyzer.md — Claude Code loads it automatically.

3. 3

   Or generate a custom version

   Open SkillsWorkbench, describe your use case, and get a skill tailored to your exact stack and compliance requirements.

4. 4

   Run eval sets before shipping

   Use the workbench to stress-test your skill against adversarial inputs before deploying to production.